Mutuum Finance (MUTM) Set to Soar 20% as 80% of Presale Sells Out — Could It Outshine Bitcoin’s $118K Breakout?

July 21, 2025 — London, UK
As Bitcoin (BTC) continues to dominate headlines after blasting past the $118,000 mark, one emerging altcoin is quietly stealing the spotlight: Mutuum Finance (MUTM). While BTC surged to $121,209 earlier this week, another breakout is brewing in the DeFi space—and it’s happening in the presale phase.

With 80% of Phase 5 tokens already sold, crypto analysts are buzzing about Mutuum Finance’s potential to deliver 20% gains in days—and even possibly outperform Bitcoin’s growth over the next few months.

🚀 Bitcoin Breaks $118K—But MUTM Steals the Momentum

On July 11, 2025, Bitcoin (BTC) hit a record high, breaking through $118,000 and later peaking at $121,209, fueled by $2.72 billion in ETF inflows, according to CoinDesk. A confirmed bull flag pattern on the daily chart, combined with massive institutional buying and $658 million in short liquidations, underscores BTC’s strength.

With bullish sentiment sweeping through crypto markets, retail and institutional investors are also eyeing undervalued DeFi tokens—and that’s where Mutuum Finance (MUTM) steps in.

💰 Mutuum Finance (MUTM): Big Gains, Small Entry

Now in Phase 5 of its presale, MUTM is priced at just $0.03, with over $12.6 million raised and a fast-growing community of 13,600+ holders. With only 20% of tokens left in this round, the price is expected to rise soon to $0.035 in Phase 6, making now the final window for early entry.

But this isn’t just hype. Mutuum Finance is building a real DeFi ecosystem—with infrastructure, scalability, and Layer-2 speed designed to support long-term use, not just speculation.

🛠️ DeFi Lending, Reinvented

Mutuum Finance (MUTM) is developing a full-stack decentralized lending platform using two models:

• Peer-to-Contract (P2C): Earn yield by depositing blue-chip tokens like BTC with returns of up to 12% APY, distributed via mtTokens—automated, interest-bearing synthetic assets.

• Peer-to-Peer (P2P): Borrow or lend directly using high-risk or meme tokens as collateral. This model opens up lending to projects like FLOKI and DOGE that traditional platforms ignore.

The platform also introduces a decentralized stablecoin—minted only when borrowers lock assets and burned upon loan repayment. This ensures price stability and low inflation, giving the ecosystem a self-regulating mechanism.

Governance decisions—including interest rates and issuance rules—are made by MUTM token holders, giving real power back to the community.

⚡ Layer-2 Speed and Cross-Chain Power

One of Mutuum’s strongest innovations is its Layer-2 integration, which slashes transaction costs and speeds up DeFi processes. This not only makes lending faster and cheaper but also enables cross-chain smart contract interactions—a major boost for accessibility and adoption.

With low gas fees and seamless connectivity across blockchains, Mutuum Finance is designed to scale without compromising decentralization or security.

📈 25X Price Forecast? Analysts Say Yes

One crypto analyst—who previously predicted early Ethereum (ETH) and Bitcoin (BTC) trends—has forecasted a 25X price surge for MUTM, pushing it from $0.03 to a projected $0.75 after exchange listing and adoption.

Even short-term holders may benefit. With a confirmed listing price of $0.06, anyone buying now in Phase 5 is looking at a 2X return before public markets even open.

🎁 Giveaways, Bug Bounties, and Security First

Mutuum Finance (MUTM) isn’t just focused on growth—it’s investing in security and community:

• 💸 $100,000 Giveaway — 10 lucky winners will receive $10,000 in MUTM tokens.

• 🛡️ $50,000 CertiK Bug Bounty — Ethical hackers are being invited to test and strengthen the platform before full launch.

This level of transparency and preparation is uncommon among presale projects and has significantly boosted investor confidence.

🧠 Final Thoughts: Is MUTM the Next Crypto Giant?

While Bitcoin remains the backbone of crypto, smart investors are always on the lookout for the next big altcoin that could deliver exponential returns. Mutuum Finance (MUTM) might just be that token—offering real DeFi utility, powerful Layer-2 tech, and a token model designed for sustainability and scalability.

With Phase 5 nearly sold out and a price jump imminent, the window to get in early is closing fast.

📣 Don't Miss the Surge: Visit Mutuum Finance and Join the Presale Today!